Local Director

Christine McCafferty


WITH MORE THAN 20 YEARS EXPERIENCE OUR INVESTMENT STRATEGIC PARTNERSHIPS BRING A WEALTH OF KNOWLEDGE, SKILL AND ABILITY. WE ARE FOCUSED ON PROVIDING CLEAR CUSTOMIZED SOLUTIONS TO ASSIST YOU IN MEETING ALL OF YOUR FINANCIAL NEEDS.

Education:

  • Christine holds a bachelor's degree in Finance Magna cum laude
  • Master's degree in International Administration Magna cum laude
  • studies ongoing MIT management and enterprise training.

 

Christine McCafferty is a 20 year veteran of the financial services industry, and works extensive in all aspects of investments. From very basic low risk to momentum growth. Christine has spent her career helping families over several generations to save and invest the right amount in the right place at the right time. 

Christine began as an intern with A.G. Edward in 1994 and is now the Director of Advantage Benefit & Retirement Services. Christine has extensive experience with guaranteed lifetime income products. Christine as a stockbroker also advises clients on growth and income asset allocations to best fit their needs. Diversification* is the key to financial confidence. Christine believes in diversification based on the goals of the individual and specializes in working with pre-retirees, retiree, State and Federal government employees with assistance in all aspects of their life's goals. 

Christine moved to Prescott with her husband Tim Roberts CIO of YRMC several years ago from Michigan. Christine and her husband have two wonderful daughters and enjoy everything Northern Arzonia has to offer in outside activities, hiking, & water sports. Christine supports Boy's and Girls Club of AZ, several book clubs and is active in local charities and fund raisers. Christine and her family live in a golf community of Prescott AZ

Licensure

  • Series 7 Licenses- Stockbroker since 1994
  • Series 66 Licenses- Financial Adviser
  • Series 63 Licenses- State securities 
  • Life Insurance Licenses since 1994
  • Health Insurance Licenses since 1994
  • Fixed and Variable Annuities** Licenses since 1994
  • Property and Causality License 

 

*Diversification does not guarantee a profit or protect against a loss in a declining market.  It is a method used to help manage investment risk.

**Fixed Annuities are long term insurance contacts and there is a surrender charge imposed generally during the first 5 to 7 years that you own the annuity contract. Withdrawals prior to age 59-1/2 may result in a 10% IRS tax penalty, in addition to any ordinary income tax. Any guarantees of the annuity are backed by the financial strength of the underlying insurance company.

***Please consider the investment objectives, risks, charges, and expenses carefully before investing in Variable Annuities. The prospectus, which contains this and other information about the variable annuity contract and the underlying investment options, can be obtained from the insurance company or your financial professional. Be sure to read the prospectus carefully before deciding whether to invest.

The investment return and principal value of the variable annuity investment options are not guaranteed. Variable annuity sub-accounts fluctuate with changes in market conditions. The principal may be worth more or less than the original amount invested when the annuity is surrendered.